Terms of Service
Effective Date: May 29, 2026
These Terms of Service (“Terms”) govern access to and use of Monopolies.ai, including all websites, software, applications, analysis tools, reports, dashboards, artificial intelligence outputs, competitive intelligence services, subscription services, consulting-style deliverables, content, features, and related services offered through or in connection with Monopolies.ai (collectively, the “Services”).
Monopolies.ai is owned and operated by 1776 Tax, LLC, a Colorado limited liability company (“Company,” “Monopolies.ai,” “we,” “our,” or “us”).
By accessing, browsing, registering for, purchasing, subscribing to, submitting information through, or otherwise using the Services, you agree to be bound by these Terms. If you do not agree, you must not access or use the Services.
1. Eligibility
You must be at least 18 years old and legally able to enter into a binding contract to use the Services.
If you use the Services on behalf of a company, startup, partnership, organization, fund, investor group, or other entity, you represent and warrant that you have authority to bind that entity to these Terms. In that case, “you” and “your” refer to both you individually and the entity on whose behalf you use the Services.
2. Nature of the Services
Monopolies.ai provides business-intelligence, competitive-positioning, founder-readiness, market-monitoring, and analytical tools. The Services may include, without limitation:
Moat analyses
Competitive defensibility scoring
Competitive intelligence dashboards
Competitor monitoring
Market-signal analysis
Startup positioning analysis
Fundraising-positioning language
Investor-objection preparation
Strategic recommendations
AI-generated reports
AI-generated summaries
Business-analysis outputs
Public-source news monitoring
Watchlist-company monitoring
Custom reports or deep-dive analyses
The Services are intended for informational, analytical, educational, and strategic-planning purposes only.
3. No Professional Advice
The Services do not constitute and must not be relied upon as:
Legal advice
Tax advice
Accounting advice
Investment advice
Securities advice
Financial advice
Fundraising advice
Business valuation advice
Professional consulting advice
Regulatory advice
Employment advice
Insurance advice
Fiduciary advice
We are not your attorney, CPA, investment adviser, broker-dealer, registered investment adviser, financial planner, securities adviser, fundraising adviser, valuation expert, or fiduciary.
You are solely responsible for evaluating all outputs, recommendations, analyses, reports, scores, alerts, and conclusions generated through the Services. You should consult qualified professionals before making legal, tax, financial, investment, fundraising, hiring, operating, or strategic decisions.
4. No Guarantee of Results
We do not guarantee that use of the Services will result in:
Fundraising success
Investor interest
Increased revenue
Improved valuation
Competitive advantage
Market success
Customer acquisition
Business growth
Better strategic decisions
Improved investor presentations
Any specific business outcome
Any examples, scores, recommendations, reports, case studies, model outputs, comparisons, or positioning language are illustrative and informational only.
Your outcomes depend on many factors beyond our control.
5. AI-Generated and Automated Outputs
The Services may use artificial intelligence, machine learning, large language models, automated classification systems, scoring systems, public-source data pipelines, third-party APIs, or other automated technologies.
You acknowledge and agree that AI-generated and automated outputs may be:
Inaccurate
Incomplete
Outdated
Misleading
Duplicative
Biased
Based on incomplete data
Based on flawed assumptions
Based on public information that may itself be inaccurate
Unsuitable for your particular circumstances
You are responsible for independently reviewing, verifying, editing, and validating all outputs before relying on them.
We do not warrant that any AI-generated output is accurate, complete, current, non-infringing, legally compliant, commercially useful, investor-ready, or suitable for any particular purpose.
6. Public-Source and Third-Party Data
The Services may use or reference information from public sources, news feeds, databases, websites, APIs, third-party vendors, search results, user submissions, and other external sources.
We do not control and are not responsible for third-party data, reporting, or source material.
We do not guarantee that third-party or public-source information is accurate, complete, current, lawful, unbiased, or available.
Market signals, competitor alerts, funding references, regulatory references, and news-based insights may be delayed, incomplete, misclassified, or incorrect.
7. User Accounts
You may be required to create an account to access certain Services.
You agree to:
Provide accurate and complete information
Keep account information current
Maintain the confidentiality of login credentials
Promptly notify us of unauthorized access
Accept responsibility for all activity under your account
We are not liable for loss or damage arising from unauthorized access resulting from your failure to secure your account.
We may suspend, restrict, or terminate accounts at any time if we believe there has been a violation of these Terms, misuse of the Services, payment failure, fraud risk, security risk, or conduct harmful to us, other users, or third parties.
8. User Content and Submissions
You may submit business information, company descriptions, competitor names, market information, financial information, fundraising information, strategic information, documents, prompts, messages, feedback, or other materials (“User Content”).
You retain ownership of your User Content, subject to the license granted below.
You represent and warrant that:
You have all rights necessary to submit the User Content
Your User Content does not violate any law
Your User Content does not infringe or misappropriate third-party rights
Your User Content does not contain unlawful, defamatory, fraudulent, or misleading material
Your User Content does not contain trade secrets or confidential information you are prohibited from disclosing
Your submission of User Content does not breach any contract, NDA, fiduciary duty, employment duty, or other obligation
9. License to User Content
By submitting User Content, you grant Monopolies.ai and 1776 Tax, LLC a worldwide, non-exclusive, royalty-free, sublicensable, transferable license to use, host, store, process, reproduce, modify, analyze, transmit, display, and create derivative works from User Content solely as reasonably necessary to:
Provide the Services
Generate analyses and outputs
Maintain and improve the Services
Operate security and fraud-prevention systems
Troubleshoot technical issues
Develop, test, and improve analytical systems
Comply with legal obligations
Enforce these Terms
We do not claim ownership of your User Content.
10. Confidentiality and Sensitive Business Information
You acknowledge that the Services may not be appropriate for information subject to strict confidentiality restrictions unless you have separately entered into a written agreement with us expressly governing that information.
You should not submit information that you are not authorized to disclose, including third-party confidential information, trade secrets, regulated personal information, nonpublic securities information, classified information, protected health information, or information restricted by law or contract.
Unless we enter into a separate signed written agreement, your use of the Services does not create a fiduciary, advisory, attorney-client, accountant-client, consultant-client, investment-adviser, or other special confidential relationship.
11. Ownership of Services
The Services, including all software, code, interfaces, designs, workflows, scoring systems, models, methodologies, analysis frameworks, templates, reports, dashboards, text, graphics, logos, trade names, trademarks, service marks, documentation, and content created by or for us, are owned by Monopolies.ai, 1776 Tax, LLC, or our licensors.
Except as expressly permitted in these Terms, you may not:
Copy
Modify
Reverse engineer
Decompile
Scrape
Reproduce
Resell
Repackage
White-label
Create derivative services from
Train competing systems using
Use to build a competing product
any portion of the Services.
12. License to Use the Services
Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services for your internal business purposes.
This license does not grant ownership rights.
We may revoke this license at any time if you violate these Terms.
13. Permitted Use of Outputs
Unless otherwise stated in a separate written agreement, you may use reports, summaries, positioning language, analysis outputs, and related deliverables generated for your account for your internal business purposes, fundraising preparation, investor communications, pitch preparation, strategic planning, and competitive review.
You are responsible for reviewing and modifying outputs before external use.
You may not represent that Monopolies.ai, 1776 Tax, LLC, or any of our personnel endorses your company, business, securities offering, fundraising materials, pitch deck, valuation, investment opportunity, financial projections, or business claims.
14. Restrictions on Use
You agree not to:
Use the Services for unlawful purposes
Violate any applicable law or regulation
Upload malicious code
Attempt unauthorized access
Interfere with the Services
Scrape, crawl, or harvest data without permission
Circumvent usage limits
Misrepresent your identity
Submit false or misleading information
Infringe intellectual property rights
Use outputs to defame or harass others
Use the Services to make unlawful employment, lending, insurance, housing, or credit decisions
Use the Services to generate illegal, deceptive, fraudulent, or harmful content
Use the Services to violate securities laws
Use the Services to solicit investments in a misleading manner
Use the Services to build, train, or improve a competing product or service
Resell or redistribute the Services without written permission
15. Subscriptions, Billing, and Payments
Certain Services may require payment.
By purchasing a subscription or paid service, you authorize us and our payment processors to charge all applicable fees, taxes, and charges using the payment method you provide.
Subscription fees are billed according to the plan selected at checkout.
Unless otherwise stated in writing, subscriptions automatically renew until canceled.
You are responsible for maintaining accurate billing information.
Failure to pay may result in suspension or termination of access.
16. Cancellation
You may cancel a subscription according to the cancellation process made available through the Services or by contacting us.
Cancellation stops future renewal charges but does not automatically entitle you to a refund for fees already paid unless required by law or expressly stated in a written refund policy.
If you cancel, access may continue through the end of the then-current billing period, unless otherwise stated.
17. Refund Policy
Unless a separate written refund policy applies or applicable law requires otherwise, all fees are non-refundable.
One-time custom reports, analysis packages, deep-dive reviews, consulting-style deliverables, and expedited services are non-refundable once work begins.
We may issue refunds at our sole discretion. Issuing a refund in one instance does not obligate us to issue refunds in the future.
18. Custom Reports and Manual Review Services
Some Services may include custom, manually reviewed, or hand-crafted deliverables.
You acknowledge that such deliverables may involve subjective judgment, analytical interpretation, public-source review, AI assistance, and strategic framing.
Custom reports are not guaranteed to produce any fundraising, business, investor, customer, competitive, or financial outcome.
Timelines are estimates unless expressly guaranteed in a written agreement.
19. Beta Features
We may offer beta, experimental, preview, prototype, or early-access features.
Beta features are provided “as is,” may be modified or discontinued at any time, may contain errors, and may not function as intended.
We are not liable for losses arising from beta features.
20. Service Availability
We may modify, suspend, restrict, discontinue, or remove any portion of the Services at any time.
We do not guarantee uninterrupted, error-free, secure, or continuous availability.
The Services may be unavailable due to maintenance, outages, third-party failures, API limitations, rate limits, infrastructure failures, force majeure events, or other causes.
21. Data Loss
We are not responsible for loss, corruption, deletion, or failure to store User Content, outputs, reports, account data, or other information.
You are responsible for maintaining your own copies of important materials and outputs.
22. Third-Party Services
The Services may rely on or integrate with third-party services, including hosting providers, cloud providers, payment processors, AI providers, analytics providers, data vendors, APIs, and public-source information providers.
We are not responsible for third-party services, terms, policies, outages, data, security practices, pricing, content, or performance.
Your use of third-party services may be governed by their separate terms and policies.
23. Testimonials, Examples, and Case Studies
Any testimonials, examples, sample reports, sample scores, dashboards, mockups, or case studies are illustrative only.
They do not guarantee that your results will be similar.
Sample outputs may use hypothetical, anonymized, altered, simulated, or illustrative data.
24. Securities and Fundraising Disclaimer
The Services may help users prepare language, analysis, or strategic materials related to fundraising or investor communications.
We do not offer securities, solicit investments, broker transactions, provide investment recommendations, value securities, guarantee investor outcomes, verify fundraising claims, or endorse investment opportunities.
You are solely responsible for ensuring that any investor-facing materials comply with applicable securities laws and regulations.
You should consult qualified securities counsel before using any output in fundraising materials.
25. Competitive Intelligence Disclaimer
Competitive intelligence outputs may be based on public information, automated analysis, news monitoring, AI interpretation, user-submitted information, and third-party sources.
We do not guarantee that competitor information is accurate, complete, current, lawful to use for your purpose, or free from error.
You are responsible for ensuring that your use of competitive intelligence complies with applicable law, contracts, employment duties, confidentiality obligations, and ethical requirements.
26. No Reliance
You agree that you will not rely solely on the Services for any decision.
You are solely responsible for decisions related to:
Fundraising
Hiring
Strategy
Legal compliance
Pricing
Investor communications
Product development
Competitive positioning
Market entry
Partnerships
Acquisitions
Financing
Business operations
27. Disclaimer of Warranties
To the fullest extent permitted by law, the Services are provided on an “as is,” “as available,” and “with all faults” basis.
We disclaim all warranties, express, implied, statutory, or otherwise, including warranties of:
Merchantability
Fitness for a particular purpose
Title
Non-infringement
Accuracy
Completeness
Availability
Reliability
Security
Error-free operation
Quiet enjoyment
Course of dealing
Course of performance
Usage of trade
We do not warrant that the Services will meet your requirements, produce desired results, be accurate, be uninterrupted, be secure, be free of harmful code, or be suitable for your intended use.
28. Limitation of Liability
To the fullest extent permitted by law, Monopolies.ai, 1776 Tax, LLC, and their owners, members, managers, officers, employees, contractors, agents, affiliates, service providers, licensors, and representatives will not be liable for any indirect, incidental, special, consequential, exemplary, punitive, enhanced, or similar damages, including damages for:
Lost profits
Lost revenue
Lost business
Lost opportunities
Lost financing
Lost valuation
Loss of goodwill
Loss of data
Business interruption
Investor rejection
Competitive harm
Reputational harm
Strategic errors
Reliance on outputs
Cost of substitute services
even if advised of the possibility of such damages.
To the fullest extent permitted by law, our total aggregate liability for all claims arising out of or relating to the Services or these Terms will not exceed the greater of:
the amount you paid to us for the Services giving rise to the claim during the three months immediately preceding the event giving rise to liability; or
one hundred dollars ($100).
Some jurisdictions do not allow certain limitations, so some limitations may not apply to you. In that case, liability will be limited to the maximum extent permitted by law.
29. Indemnification
You agree to defend, indemnify, and hold harmless Monopolies.ai, 1776 Tax, LLC, and their owners, members, managers, officers, employees, contractors, agents, affiliates, service providers, licensors, and representatives from and against any claims, demands, actions, losses, liabilities, damages, judgments, settlements, penalties, fines, costs, and expenses, including reasonable attorneys’ fees, arising out of or relating to:
Your use of the Services
Your User Content
Your violation of these Terms
Your violation of law
Your violation of third-party rights
Your business decisions
Your investor communications
Your fundraising materials
Your reliance on outputs
Your use or misuse of reports
Your breach of confidentiality obligations
Your submission of unauthorized information
Your conduct toward third parties
We reserve the right to assume exclusive defense and control of any matter subject to indemnification, and you agree to cooperate with our defense.
30. Termination
We may suspend, restrict, or terminate your access to the Services at any time, with or without notice, if we believe:
You violated these Terms
You failed to pay fees
Your use creates legal risk
Your use creates security risk
Your use harms us, users, or third parties
Your account is fraudulent
We discontinue the Services
We are required to do so by law
Upon termination, your right to use the Services immediately ends.
Sections intended to survive termination will survive, including ownership, payment obligations, disclaimers, limitations of liability, indemnification, arbitration, class waiver, and governing law.
31. Changes to Services and Terms
We may update these Terms at any time.
Updated Terms will be posted with a revised effective date.
Your continued use of the Services after updated Terms are posted constitutes acceptance.
If you do not agree to updated Terms, you must stop using the Services.
32. Electronic Communications
You consent to receive communications electronically, including emails, account notices, service notices, legal notices, billing notices, and updates.
Electronic communications satisfy any legal requirement that communications be in writing.
33. Governing Law
These Terms are governed by the laws of the State of Colorado, without regard to conflict-of-law principles, and by the Federal Arbitration Act to the extent applicable.
34. Mandatory Informal Dispute Resolution
Before initiating arbitration, you and the Company agree to attempt to resolve any dispute informally.
A party must first send written notice describing the dispute, the relief requested, and sufficient information to evaluate the claim.
Notices to the Company must be sent using the contact information listed on 1776.tax or Monopolies.ai.
The parties will then attempt in good faith to resolve the dispute for at least thirty (30) days.
No arbitration may be filed until this informal dispute-resolution period has ended, unless emergency injunctive relief is sought as expressly permitted below.
35. Binding Arbitration Agreement
PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES BINDING ARBITRATION AND LIMITS THE MANNER IN WHICH YOU MAY SEEK RELIEF.
Except for disputes that qualify for small claims court or claims for injunctive relief described below, you and the Company agree that any dispute, claim, controversy, or cause of action arising out of or relating to:
These Terms
The Services
Any subscription
Any payment
Any report
Any output
Any account
Any website content
Any marketing
Any communication
Any alleged data incident
Any alleged misrepresentation
Any relationship between you and the Company
will be resolved exclusively by final and binding arbitration administered by the American Arbitration Association (“AAA”) under the applicable AAA rules then in effect.
The arbitrator will have exclusive authority to resolve disputes regarding arbitrability, enforceability, formation, scope, interpretation, validity, or breach of this arbitration agreement, except that courts may decide issues concerning the class-action waiver, representative-action waiver, and public-injunctive-relief waiver to the extent required by law.
The arbitration will be conducted in English.
Unless AAA rules or applicable law require otherwise, arbitration will be conducted remotely by video conference, telephone, or written submissions.
If an in-person hearing is required, it will take place in Denver, Colorado, unless the parties agree otherwise.
Judgment on the arbitration award may be entered in any court of competent jurisdiction.
36. No Court Trial and No Jury Trial
You and the Company waive the right to sue in court and have a trial before a judge or jury, except for matters that may proceed in small claims court or as otherwise expressly permitted in these Terms.
37. Class Action Waiver
You and the Company agree that disputes must be brought only in an individual capacity.
You and the Company waive the right to bring, participate in, maintain, or recover relief in any:
Class action
Collective action
Representative action
Private attorney general action
Consolidated action
Group action
Mass action
Class arbitration
Representative arbitration
Consolidated arbitration
The arbitrator may award relief only in favor of the individual party seeking relief and only to the extent necessary to resolve that individual’s claim.
The arbitrator may not preside over any class, collective, representative, consolidated, or mass proceeding, except as expressly required by applicable law.
38. Mass Arbitration Procedures
If twenty-five (25) or more substantially similar arbitration demands are filed by or with the assistance of the same law firm, organization, coordinated group, or affiliated representatives, the parties agree that such demands will be treated as a mass arbitration.
For any mass arbitration, the parties agree to use AAA’s applicable mass-arbitration rules, procedures, fee schedules, batching procedures, bellwether procedures, or related protocols then in effect, to the extent available and enforceable.
The parties further agree that:
Demands may be batched or staged
Bellwether proceedings may be used
Filing fees may be handled according to AAA rules
Proceedings may be paused while bellwether matters are resolved
The statute of limitations will be tolled for properly filed claims during staged proceedings
The arbitrator or AAA may implement procedures designed to promote efficient, fair, and cost-effective resolution
Nothing in this section authorizes class arbitration.
39. Small Claims Court
Either party may bring an individual claim in small claims court if the claim qualifies and remains in that court.
If a small claims matter is transferred, removed, or appealed to a court of general jurisdiction, either party may elect arbitration.
40. Injunctive Relief
Notwithstanding the arbitration agreement, the Company may seek temporary, preliminary, or permanent injunctive relief in court to protect:
Intellectual property
Confidential information
Trade secrets
Security systems
Service integrity
Unauthorized access
Misuse of the Services
Nonpayment
Fraud
Violations of restrictions on use
Such court proceedings may be brought in state or federal courts located in Colorado.
You consent to personal jurisdiction and venue in those courts for such limited purposes.
41. Time Limit to Bring Claims
To the fullest extent permitted by law, any claim arising out of or relating to these Terms or the Services must be filed within one (1) year after the claim accrues.
Any claim not filed within that period is permanently barred.
42. Force Majeure
We will not be liable for delay or failure to perform due to events beyond our reasonable control, including:
Acts of God
Natural disasters
War
Terrorism
Labor disputes
Government action
Internet outages
Hosting failures
Cloud provider failures
API failures
Payment processor failures
Power failures
Cyberattacks
Data-source outages
Pandemics
Supply-chain disruptions
43. Export Compliance
You agree not to access or use the Services in violation of U.S. export-control laws, sanctions, or trade restrictions.
You represent that you are not located in, organized under the laws of, or ordinarily resident in a sanctioned jurisdiction and are not on any restricted-party list.
44. Assignment
You may not assign or transfer these Terms without our prior written consent.
We may assign or transfer these Terms without restriction, including in connection with merger, acquisition, restructuring, sale of assets, financing, or operation of law.
45. Severability
If any provision of these Terms is found invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permitted by law or severed if necessary, and the remaining provisions will remain in full force.
If the class-action waiver is found unenforceable as to a particular claim, that claim must proceed in court and not in arbitration, unless otherwise required by law.
46. No Waiver
Our failure to enforce any provision of these Terms does not waive our right to enforce it later.
47. Entire Agreement
These Terms, together with any applicable Privacy Policy, order form, subscription terms, written service agreement, or additional terms expressly incorporated by reference, constitute the entire agreement between you and the Company regarding the Services.
48. Contact Information
Monopolies.ai
Owned and operated by 1776 Tax, LLC
For questions about these Terms, contact us using the contact information published on:
or